- Welcome!
- Introduction
- What is a Budget?
- Zero-Based Budgeting
- Sinking Funds
- Income Tracking
- Involving your Partner
- EveryDolar Budget App Demo
- #DIFYB? (Does It Fit Your Budget?)
- Save Money on Grocery Shopping
- Knowledge Check
- Thank You!
With thousands of students and 4.5 stars. This course has been a game-changer for many.
Zero-based budgeting is a term commonly used in business. You may have heard of the every dollar budget as made famous by Dave Ramsey. We want to ensure that every dollar of income generated by your household has a purpose. That may be saving, investing, bills, or groceries. By fully understanding our inflows and outflows of household cash we can make more intentional decisions with our money.
Too many Americans are living beyond their means. We want to live below our means so that we have a surplus of cash to save and invest. This is how wealth is built and how we can achieve financial independence. The more you earn, the more you reduce your budget, and the more efficient you are, the faster you can achieve financial independence.
What's the alternative? Staying in debt? Losing your credit score, your car, or even worse, your house?
Households generate income, have expenses, and provide value to society. The highest performing businesses are those that generate significant cash flow. A zero-based budget is a proven way to improve efficiency and generate free cash flow in your household. This cash flow is what we use to pay down debt, save for emergencies, and invest in our long-term goals.
Tracking progress and demonstrating value with stakeholders and creating a communication plan to achieve your goals.
Learn the Technical Aspects of AI and ML in the Easiest Way Possible
Create a Focused Action Plan to Implement the Inspiring Vision of Your Best Year of Creating Huge Value for Others
Learn the process of exploit development with real world examples
Practical Music Theory, Scales, Chords
Explore the Basics of JavaScript and Start Building Interactive Web Pages.
I'm Nick! I'm a husband, father of 3 boys, military veteran, and personal finance writer. During the day, I'm an Account Manager in the Software as a Service (SaaS) industry. In my free time, I'm a personal finance writer on my website FIRE The Family where I have a growing viewership. I focus on helping families achieve financial independence by being intentional with their money.