- Introduction and History of Credit Cards
- The Difference Between the Top Credit Card Companies
- Understanding Principal vs. Interest
- Credit Limits
- What Determines Interest Rate?
- Exploring Fixed Rate vs. Variable/Adjustable Rate
- Types of Credit Cards
- Additional Benefits of Credit Cards
- Closing Comments
- Test Your Knowledge!
What you'll learn
- Develop a better informed perspective on credit and credit cards.
- Understand the difference between principal and interest.
- Learn the history of credit cards.
- Understand the difference between fixed rate and adjustable rate.
- Understand how credit scores work and what purpose they have.
Description
Credit can be a slippery slope, and because many people lack basic financial guidance, it often leads to insurmountable debt for far too many people. Nowadays, across many cultures, a proven credit line is becoming a necessary component of building personal wealth. The great irony of the modern financial system is that you need credit to get credit, and proving you can manage credit is more valuable than showing you don't need credit. Confused? Many people are, thus why it is so important to figure out how the credit system works.
AROV's "A Card is Born" course teaches the pros and cons of credit card use. The class covers credit-related terminology; explores what to consider when taking on a credit card; distinguishes between simple and compound interest as well as fixed and variable rates; and takes a look at different sorts of credit cards available to the public.
Learn to utilize credit to your advantage and leverage it to build your financial profile rather than allowing it to entrap you in mountains of debt. If you don't know anything about how credit cards work, here is the first stop of your journey.
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About the instructors
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AROV Education
Become Your Dreams
AROV Education embraces the concept of self-actualization. Furthermore, we believe self-actualization can be achieved through focused planning, dynamic resilience, and unshakable determination. With this belief serving as the cornerstone of our philosophy, AROV Education seeks to help people proactively create the lives they wish to live, whether it be through teaching, coaching, tutoring, co-planning, guiding, or otherwise serving our communities, in whatever way we can, to empower dreamers around the world to pursue their aspirations and fulfill their potential. We admire those who pursue ambition as if it is boundless and those who aspire to become the person they wish to be -- especially when it is their "best version of self".
Our belief is that success is both self-defined and available to all; we wish to help people create opportunities that will lead them towards achieving their own personal success.
Our goal is to assist individuals in enhancing their lives, maximizing their potential, mastering their intentions, and embracing their passions with a purpose.
Our hope is to positively contribute to society by offering knowledge, guidance, and inspiration to those who don't always have such access.
Our dream is to help others "become their dreams".
Student feedback
Course Rating
Reviews
A calculation of how credit card works in a month and through a year would have been Nice
Good and easy
This course answered all my questions about the credit cards I’m giving five star to the instructor thank you
Good for beginners