AROV's Complete Beginners Guide to Banking and Credit Scores is intended for absolute novices who are looking for a fundamental introduction to the concepts of banking and credit.
We start off by giving a brief explanation of how banks operate, how they make such massive profits, and why they aren’t merely a selfless institution that simply wants to keep your money safe. The class then delves into different types of bank accounts available to most common people, including basic savings and checking accounts, as well as CD (Certificate of Deposit) and Money Market accounts. We address how these accounts are similar, and in what ways they may differ. The course then explores credit by explaining what credit scores are, why they exist, how people can generally maintain them, and in what way they can be considered somewhat ironic.
We aim to make this class a quick and easy introduction to how banks work. We also offer a brief survey of the fundamental services they tend to offer. The information within should serve as a cornerstone for basic financial literacy.
Designed for people with little to no knowledge of banking.
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AROV Education embraces the concept of self-actualization. Furthermore, we believe self-actualization can be achieved through focused planning, dynamic resilience, and unshakable determination. With this belief serving as the cornerstone of our philosophy, AROV Education seeks to help people proactively create the lives they wish to live, whether it be through teaching, coaching, tutoring, co-planning, guiding, or otherwise serving our communities, in whatever way we can, to empower dreamers around the world to pursue their aspirations and fulfill their potential. We admire those who pursue ambition as if it is boundless and those who aspire to become the person they wish to be -- especially when it is their "best version of self".
Our belief is that success is both self-defined and available to all; we wish to help people create opportunities that will lead them towards achieving their own personal success.
Our goal is to assist individuals in enhancing their lives, maximizing their potential, mastering their intentions, and embracing their passions with a purpose.
Our hope is to positively contribute to society by offering knowledge, guidance, and inspiration to those who don't always have such access.
Our dream is to help others "become their dreams".
