Introduction
  • Understanding Loans Introduction
  • MoneySENSE Core Financial Capabilities Framework
  • Why Do People Borrow?
  • Notes: Why Do People Borrow?
Understanding Loans
  • Types Of Loans
  • Notes: Types Of Loans
  • Features Of Term Loans
  • Term Loans - Flat Rate and Monthly Rest
  • Term Loans - Flat Rate Discount and Fixed Principal Repayment
  • Term Loans - Fees and Charges
  • Notes: Term Loans
  • Features Of Revolving Credit
  • Notes: Modes of Repayment and Features Of Revolving Credit
  • Notes: Effective Interest Rates
Excel Demonstrations
  • Excel Demo - Flat Rate Interest
  • Excel Demo - Flat Rate Discount
  • Excel Demo - Fixed Principal Repayment
  • Excel Demo - Effective Interest Rate Calculator
Credit Card Interest
  • Case Study 1 - How Credit Card Interest Is Computed
  • Case Study 2 - How Long For Your Debt To Double?
  • Case Study 3 - What If You Only Paid Back The Minimum Sum?
  • Using Credit Cards Wisely
Conclusion
  • Conclusion
  • Are you a credit guru?
  • Additional Resources