1.0 Budgeting
  • 1.1 Establishing Goals, Timelines, Costs & Priorities
  • 1.2 A 'Zero-Sum' Equation
  • 1.3 Track, Assess & Revise
  • 1.4 Cars, Houses & Apartments
  • 1.5 Budgeting for Committed Relationships
2.0 Cash Management
  • 2.1 Gross vs. Net Pay
  • 2.2 Problem Solving - Part One, Problem #1
  • 2.3 Checking Account Policies & Practices
  • 2.4 Debit Cards
  • 2.5 Strategies for Success
  • 2.6 Record Retention Recommendations
3.0 Taxes
  • 3.1 Federal Taxes & Forms
  • 3.2 State Income Taxes
  • 3.3 Calculating Federal Taxes
  • 3.4 Managing Withholdings
  • 3.5 Problem Solving - Part One, Problem #2
4.0 Acquiring, Managing & Protecting Credit
  • 4.1 The 5-C's of Credit
  • 4.2 Credit Bureaus
  • 4.3 Credit Bureaus
  • 4.4 Managing Credit
  • 4.5 Identity Theft
5.0 Bank Loans
  • 5.1 The Decisioning Process
  • 5.2 Loan Amortization
  • 5.3 Problem Solving - Part Two Problem #1
  • 5.4 Financing Manipulations
  • 5.5 Problem Solving - Part Two, Problem #5
  • 5.6 Consumer Loan Agreement Terms & Conditions
  • 5.7 Refinancing & Loan Recasting
  • 5.8 Problem Solving - Part Two, Problem #2
  • 5.9 Underwater Loans
6.0 Student Loans
  • 6.1 Government Loans
  • 6.2 Private Student Loans
  • 6.3 Strategies for Controlling Student Loan Debt
7.0 Leases
  • 7.1 Mechanics, Policies & Practices
  • 7.2 Key Components of a Typical Lease
  • 7.3 Considerations & Strategies
  • 7.4 Problem Solving - Part Two, Problem #4
8.0 Credit Cards
  • 8.1 Mechanics, Policies & Practices
  • 8.2 Prepaid Cards
  • 8.3 Credit Cards & Cellphones
  • 8.4 Strategies for Managing Credit Card Use
  • 8.5 Problem Solving - Problem #3
9.0 Debt Management Strategies
  • 9.1 Prioritizing Your Borrowing Options
  • 9.2.Debt Management
10.0 Education, Earnings & the Quality of Life
  • 10.1 Education & Human Capital
  • 10.2 School & Program Choices
  • 10.3 Borrowing the Right Amount
  • 10.4 Problem Solving - Part Three, Problem #1
11.0 Career Choice vs. Career Chance
  • 11.1 Establishing Preferences
  • 11.2 Setting the Stage for Contact
  • 11.3 Phone Screens & In-Person Interviews
  • 11.4 Evaluating & Choosing between Opportunities
  • 11.5 Problem Solving - Part Three, Problem #2
  • 11.6 The Entrepreneurial Option
12.0 Savings & Investment Strategies
  • 12.1 Financial Planning
  • 12.2 Time Value of Money
  • 12.3 Projecting Long-Term Values
  • 12.4 Problem Solving - Part Four, Problem #1
  • 12.5 Decisioning Strategies
Longer-Range Planning
  • 13.1 A 3-Pronged Approach to Retirement Planning
  • 13.2 Projecting Future Needs
  • 13.3 Problem Solving - Part Four, Problem #2
14.0 Automobile Purchases
  • 14.1 Acquisition, Operating & Ownership Costs
  • 14.2 Trade-Ins, Private Sales & Sales Taxes Implications
  • 14.3 Problem Solving - Part Five, Problem #2
  • 14.4 Warranties
15.0 Housing Purchases
  • 15.1 Renting vs. Buying
  • 15.2 Acquisition, Ownership & Operating Costs
  • 15.3 Problem Solving - Part Five, Problem #1
  • 15.4 Real Estate Purchase Agreements
  • 15.5 Home Equity
16.0 Insuring Your World
  • 16.1 How Insurance Companies Make Money
  • 16.2 Problem Solving - Part Six, Problem #1
  • 16.3 Homeowner's, Renter's & Automobile Insurance
  • 16.4 Health Care Insurance
  • 16.5 Problem Solving - Part Six, Problem #2
  • 16.6 Life Insurance Policies & More
17.0 Financial Distress
  • 17.1 Payment Default
  • 17.2 Problem Solving - Part Seven, Problem #1
  • 17.3 Workouts, Restructures & Bankruptcy
  • 17.4 Problem Solving - Part Seven, Problem #2
Introduction & Closing Comments
  • Closing Comments